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Check out our many options to protect your home  

Customise your CD Home Insurance Help policy to protect the things that matter most, and open the door to a lifetime guarantee on repairs, a trusted 24/7 claims service, and the option to pay by the month.

Besides protecting your big and small items, you’ll also be a member of Queensland’s largest club and access a range of savings you can count on. Compare our cover, save up to $75 if buying online, and reduce the cost now with our insurance discounts.

Family in front yard

Combined Home and Contents Insurance Help

  • Cover against fire, theft, flood, storm, cyclone and leaks
  • New-for-old contents replacement
  • Your choice of a flexible excess
  • % off for owner-occupiers

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Couple painting their front fence

Home Insurance Help

  • Building cover against fire, theft, flood, storm, cyclone and leaks
  • Up to 12 months temporary accommodation
  • Replacement of locks, trees and plants
  • 15% off for Seniors Card holders

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Dad on laptop on the deck while Mum and daughter play in the background

Contents Insurance Help

  • Contents cover against fire, theft, flood, storm, cyclone and leaks
  • New-for-old contents replacement
  • Accidental broken glass cover
  • 20% discount for unit or townhouse insured

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Smiling couple on couch with laptop

Contents Insurance Help for renters

  • Contents cover against fire, theft, flood, storm, cyclone and leaks
  • New-for-old contents replacement
  • Accidental broken glass cover
  • 20% discount for unit or townhouse insured

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Home iconBuilding calculator

Not sure how much to insure your home’s building for? Use our quick building calculator to help.

Home iconContents calculator

Work out the value of your personal items at home with our quick contents calculator.


Family in home mother father with two children

Get more with Home Plus

Whether you’re buying a new home or looking to make the switch and save on your current loan, our Home Plus offer gives you more. With Home Plus you’ll get our;

  • Mortgage Saver Special Variable Home Loan (Owner Occupied) - 3.62%pa interest and comparison rate
  • 15% off Home and Contents Insurance Help for the life of your home loan
  • Bonus CD Home Rescue subscription for a year*

Available for new lending customers only. *CD Home Rescue available in select areas. Head to racq.com/homeplus for full terms and conditions. 

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3.62% interest and comparison rate

Mortgage Saver Special Home Loan

A straight-up home loan that offers a competitive variable rate and comes with the CD service you know and trust. 

  • No establishment fee
  • No ongoing fees
  • Unlimited additional repayments
  • Split loan option available
  • Free redraw

Owner occupiers, principal and interest only, up to 95% LVR with LMI, new lending only.

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Insurance Help products (excluding What need in journey Insurance Help and the Life and Income Protection Insurance Help suite of products) are issued by CD Insurance Help Limited ABN 50 009 704 152 (CD). Conditions, limits and exclusions apply. Please read the PDS before making a purchase decision on this product. Any general advice relating to this product at racq.com is provided by CD.

Banking products and loans are issued by Members Banking Group Limited ABN 83 087 651 054 AFSL and Australian credit licence 241195 trading as CD Bank. This information does not take your personal objectives, circumstances or needs into account. Read the disclosure documents for your selected product or service, including the Financial Services Guide and the Terms and Conditions, before deciding. Except for CD Bank, any CD entity referred to on this page is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth). That entity’s obligations do not represent deposits or other liabilities of CD Bank. CD Bank does not guarantee or otherwise provide assurance in respect of the obligations of that entity, unless noted otherwise.