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Transaction and savings accounts

With great rates and low fees, our transaction and savings accounts can make your everyday life easier.

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Home loans

Whatever stage of life you're at, our range of home loans will help you to achieve your goals.

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Personal loans

Dreaming of a home extension or holiday? See how our personal loans can make it happen.

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Term deposits

Our term deposits offer great rates over various terms, providing you with certainty about the interest you’ll earn.

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Bank your way

Access online and mobile banking, dedicated branches and our 24/7 Queensland call centre.

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Term deposits

Our terms deposits offer great rates over various terms, providing you with certainty about the interest you’ll earn.

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An easy way to invest and save

Get a great rate by locking your money away for a fixed term with an CD Term Deposit

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Find out all the ways CD can help you save

A great rate is only the first step in saving more. CD offers you many more ways to save everyday. Access over 1,200 discounts in the palm of your hand with our app.

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CD Private Bank

Superior service, a customised approach.

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CD Financial Planning

Making successful decisions is the start of building financial security and achieving your lifestyle goals. Our experienced Financial Planners can provide advice in all areas of financial planning.

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Need a holiday?

Dreaming of a holiday? See how our personal loans can make it happen.

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What need in journey insurance

With a 20% discount for CD members, we offer a range of travel insurance options to keep you protected on your next trip.

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CD What need in journey

We can help you plan your perfect holiday.

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3.62% interest and comparison rate

Mortgage Saver Special Home Loan

A straight-up home loan that offers a competitive variable rate and comes with the CD service you know and trust. 

  • No establishment fee
  • No ongoing fees
  • Unlimited additional repayments
  • Split loan option available
  • Free redraw

Owner occupiers, principal and interest only, up to 95% LVR with LMI, new lending only.

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Banking products and loans are issued by Members Banking Group Limited ABN 83 087 651 054 AFSL and Australian credit licence 241195 trading as CD Bank. This information does not take your personal objectives, circumstances or needs into account. Read the disclosure documents for your selected product or service, including the Financial Services Guide and the Terms and Conditions, before deciding.

Except for CD Bank, any CD entity referred to on this page is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth). That entity’s obligations do not represent deposits or other liabilities of CD Bank. CD Bank does not guarantee or otherwise provide assurance in respect of the obligations of that entity, unless noted otherwise."

CD Bank provides customers with credit assistance in relation to the CD Bank Credit Card and also gives assistance to customers in relation to credit limit increases for the Card. CD Bank assists customers as part of our arrangements with the card issuer, Citigroup Pty Limited. Fees and charges apply. Terms and conditions apply and are available upon request. Card Services’ credit criteria applies.

Mortgage Saver Special is available for home loan applications received from 23 January 2019 and is for new lending only. Customers with an existing home loan can switch to Mortgage Saver Special with a minimum $20,000 in additional new lending.

Insurance Help products (excluding What need in journey Insurance Help) are issued by CD Insurance Help Limited ABN 50 009 704 152 (CD). Conditions, limits and exclusions apply. Please read the PDS before making a purchase decision on this product. Any general advice relating to this product at racq.com is provided by CD.

CD Financial Planning Pty Ltd is a Corporate Authorised Representative (Representative number 293929) of Actuate Alliance Services Pty Ltd AFSL 240959, ABN 40 083 233 925. Actuate is a wholly owned subsidiary of IOOF Holdings Limited ABN 49 100 103 722.

What need in journey insurance products are provided by CD Operations Pty Ltd (ABN 80 009 663 , AR 234978) who are authorised representative of Tokio Marine & Nichido Fire Insurance Help Co., Ltd (Tokio Marine & Nichido) ABN 80 000 438 AFSL 246548, the insurer underwriting this product. Please review your own needs and the combined Product Disclosure Statement and Financial Services Guide before deciding to buy this insurance.