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What’s an interest rate?

Determined by the Reserve Bank of Australia, interest rates fluctuate and are reviewed every month. This means if you’re on a variable loan you may end up paying more, or less on your loan than the previous month. It’s always a good idea to know your interest rates and check if your loan’s working for your life. Check out our most up to date interest rates and take control of your money with CD Bank.

Home loan interest rates

Whether you’ve bought a house to live in or you own an investment property get up to speed with our home loan interest rates and pay your mortgage off sooner.

Enjoy our lowest interest rates on your home loan and get more out of life in Queensland.

Standard Fixed Rate Home Loan

Standard Fixed Rate Home Loans Interest Rate Comparison rate
Fixed 1 year 3.76% p.a 4.91% p.a
Fixed 2 year 3.82% p.a 4.81% p.a
Fixed 3 year 3.89% p.a 4.74% p.a
Fixed 5 year 4.19% p.a 4.70% p.a
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Standard Variable Rate Home Loan

Standard Variable Rate Home Loans Interest Rate Comparison rate
Mortgage Breaker One Year Intro Rate^ 3.72% p.a 4.91% p.a
Mortgage Breaker 4.99% p.a 5.03% p.a
Mortgage Saver Special 3.62% p.a 3.62% p.a


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Choices Package Home Loan

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Choices Package Home Loans Interest Rate Comparison rate
Fixed 1 year 3.66% p.a 4.87% p.a
Fixed 2 year 3.72% p.a 4.80% p.a
Fixed 3 year 3.79% p.a 4.75% p.a
Fixed 5 year 4.09% p.a 4.76% p.a
Mortgage Breaker $150,000 to less than $250,000 4.59% p.a 4.96% p.a
Mortgage Breaker $250,000 to less than $500,000 4.19% p.a 4.57% p.a
Mortgage Breaker $500,000 and over 4.09% p.a 4.47% p.a


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Apply for an CD Bank Home Loan

You can apply for a home loan from CD Bank online, anytime. Complete our form and we’ll get in touch to discuss your best option.

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Make the most of your investment with low interest rates and generous discounts from a mutual Queensland bank.

Standard Fixed Rate Home Loan

Standard Fixed Rate Home Loans Interest Rate Comparison rate
Fixed 1 year 4.09% p.a 5.36% p.a
Fixed 2 year 4.15% p.a 5.25% p.a
Fixed 3 year 4.19% p.a 5.15% p.a
Fixed 5 year 4.39% p.a 5.05% p.a


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Standard Variable Rate Home Loan

Standard Variable Rate Home Loans Interest Rate Comparison rate
Mortgage Breaker One Year Intro Rate^ 4.12% p.a 5.36% p.a
Mortgage Breaker 5.45% p.a 5.49% p.a

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Choices Package Home Loan

Choices Package Home Loans Interest Rate Comparison rate
Fixed 1 year 3.99% p.a 5.31% p.a
Fixed 2 year 4.05% p.a 5.23% p.a
Fixed 3 year 4.09% p.a 5.16% p.a
Fixed 5 year 4.29% p.a 5.10% p.a
Mortgage Breaker Investor Special $150,000 and over 4.19% p.a 4.57% p.a
Mortgage Breaker $150,000 to less than $250,000 5.05% p.a 5.41% p.a
Mortgage Breaker $250,000 to less than $500,000 4.65% p.a 5.02% p.a
Mortgage Breaker $500,000 and over 4.55% p.a 4.92% p.a


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Apply for an investment loan

Want to buy an investment property? Apply for a home loan online and grow your property portfolio today.

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Personal loan interest rates

Whether it’s for a new car, holiday or something else – know what you’ll be paying and get back in the green faster.

Car loans

When you’re in the market for a new car you know you can trust CD to be there every step of the way with car loans designed for your life in Queensland.

Fixed Rate Car Loan – new car (under 2 years)

Buying a new car? Find out how CD Bank can help you get into your car sooner with a new car loan.

Personal finance Interest rate Comparison rate
Fixed rate car loan (cars under 2 years old) 6.17% p.a 6.72% p.a


Fixed Rate Car Loan – used car (over 2 years)

We’ll help you buy a used car easier with competitive used car interest rates and help from Queensland’s largest motoring club.

Personal finance Interest Rate Comparison rate
Fixed rate car loan (cars over 2 years old) 8.95% p.a 9.52% p.a


Personal Loan

Need some cash to reach an important life goal? Choose an CD Bank Personal Loan and life the life you love in Queensland.

Personal finance Interest Rate Comparison rate
Personal loan 12.95% p.a .25% p.a


Apply for an CD Bank Personal Loan

Get the money you want faster with a personal loan from CD Bank. Apply online today and we’ll step you through the process.

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Loan rate schedule

When you have a loan it’s good to know what interest you’re paying so you can budget to meet your repayments. Download our loan rate schedule to compare rates and choose the best loan for your lifestyle.

Loan rate schedule

Loan fees and charges

At CD Bank we’re for you. We’re transparent about what you’ll pay and our team’s dedicated to getting you more out of life. Download our loan fees and charges and know straight away what you’ll be paying for loan establishment, payment, termination fees and more.

Loan fees and charges schedule