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Compare home loans

See which of our home loan options is right for you.


Fixed Rate Home Loan Mortgage Saver Mortgage Breaker
Best suited for:
  • First home buyers
  • Refinancing
  • Small deposits
  • First home buyers
  • Refinancing

Available for new lending only

  • Investors
  • Refinancing
  • Renovating
Interest rate (owner occupied) 2 Year Fixed Choices  3.72% p.a
4.80% p.a comparison rate
Mortgage Saver Special 3.62% p.a
3.62% p.a comparison rate
Mortgage Breaker Choices $500k+ 4.09% p.a
4.47% p.a comparison rate
Interest rate (investor) 1 Year Fixed Choices 3.86% p.a 5.30% p.a comparison rate
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Mortgage Breaker Investor Special Choices P&I 3.99% p.a
4.38% p.a comparison rate
Interest rate type Fixed – 1, 2, 3 & 5 year terms Variable Variable
Establishment fee $600; $0 when in Choices Package $0 $600; $0 when in Choices Package
Annual fee $395 in Choices Package
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$395 in Choices Package
Monthly account keeping fee
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Max. Loan to Value Ratio (owner occupied) 80%
95% with LMI
80%
95% with LMI
80%
95% with LMI
Max. Loan to Value Ratio LVR (investor) 80%
90% with LMI
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80%
90% with LMI
Maximum term 30 years 30 years 30 years
Redraw facility
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  • Owner Occupiers only

Offset account
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  • P&I loans only

Additional payments options
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  • up to $10,000 per year

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  • Unlimited

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  • Unlimited

Top-ups
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Ability to split Not during fixed rate term
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Available in package
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CD membership
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 Awards  Canstar Outstanding Value Fixed Home Lender  First Home Buyer Loan Mozo Award  
  Fixed Rate Home Loan 

Mortgage Saver

Mortgage Breaker

 

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